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Meanwhile, earnings warnings from U.S. companies hit by the slowdown in China’s economy – due in part to the tariffs – are piling up. 3M Co joined Caterpillar, Nvidia and Apple to blame weakening Chinese demand for revenue and profit shortfalls. It will get worse for both U.S initial cufflinks. and Chinese firms and financial markets if Washington and Beijing cannot show enough progress to at least delay the March 2 tariff deadline, said Nicholas Lardy, a senior fellow and China trade expert at the Peterson Institute for International Economics in Washington..
WASHINGTON (Reuters) – A top U.S. bank regulator has decided not to fine Citigroup for discriminating against minority mortgage borrowers, dropping the public rebuke that some officials had sought, two people familiar with the matter told Reuters. The decision is sure to be watched by consumer advocates who have questioned whether the Office of the Comptroller of the Currency (OCC) will enforce fair lending rules under the leadership of Joseph Otting, an appointee of President Donald Trump and former banker who has pledged to be friendlier to the industry initial cufflinks.
Reuters reported in October that the OCC was mulling sanctions against Citi for failing to give minority customers mortgage discounts that were available to many other borrowers initial cufflinks. Instead of a fine, the OCC issued a warning after Citi assured the regulator it had repaid borrowers and fixed faulty lending policies, the people said this week. A spokesman for the OCC declined to comment, and a Citi spokesman declined to comment for this story. In October, Citi told Reuters it believed it had not engaged in discrimination but also said it had reimbursed affected customers and that the third-largest U.S. lender had strengthened internal controls..
The warning from the OCC, known as a “matter requiring attention”, does not entail the monetary penalties or reputational hit that makes public sanctions more effective at discouraging misconduct, said enforcement experts initial cufflinks. “There is no deterrence for banks when abuses are kept secret,” said Eric Halperin, CEO of non-profit Civil Rights Corps and a former Department of Justice official who prosecuted discrimination cases under former President Barack Obama. “Regulators should bring bad behavior to light.”..
Some OCC staff have argued since early 2017 that the faulty mortgage program violated federal law requiring equal treatment for all races, Reuters has reported. But officials seeking a tough line against Citibank were disappointed. This summer, the Justice Department decided it would not penalize the bank, Reuters reported in October. In recent weeks, the OCC also declined to publicly sanction Citi, sources said initial cufflinks. Citi’s problem sprang from a “relationship pricing” program, common throughout the industry, that gives customers holding large deposits with the bank a preferential mortgage rate..